I’m been thinking alot about insurance lately. I realize healthcare is hot topic these days. I recently read a post discussing exactly how much insurance costs are for other people. In the past week, I’ve taken all three girls to the doctor for check ups and two flu shots. I paid nothing. Well, that’s not right. I paid by sending my husband to Iraq. I paid by knowing that Uncle Sam can call on him any second, but that’s not what I want to talk about.
I said a little prayer of thanks as we left the doctor’s office yesterday. Arleigh asked me how much her shot cost. I told her I didn’t have to pay for it because the navy did. She said, “That’s pretty good mom. They’re $25 at Wal-Greens.” How she knows that, I have no idea. She’s right. There are three kids here now, that would be $75. It starts to add up. I just heard of one family that pays almost $1,500 a month for their healthcare. That really cuts into a budget. On top of that, their deductible was huge for each “event.”
Recently we’ve considered Ray leaving the military. We’re not crazy. He’s getting closer and closer to that 20 year mark. We’ll keep the same sort of insurance we have now if he retires but we’ll start paying a much smaller fee than that $1,500 a month figure. We’ll still not have much of a copay or deductible. I’m not talking about dental here folks, that sucker costs us.
God willing, in a few months, we’ll be bringing home a child with health needs. We don’t know what kind yet. I pay attention to how much other adoptive families are spending on healthcare and the trends of the health care industry.
I really don’t know where I’m going with this other than to say, I’m sad at the state of our country right now. I’m sad because of our deficit. I’m sad because healthcare shouldn’t keep families from adopting. I’m sad because there seems to be a growing culture of getting something for nothing and the person who ends up paying is the middle class. I’m wondering what we are going to do to fix it.
Tell me what you think. How do we fix it?